Equine Insurance

Additional Cover Options

Mortality Cover

Bridge Cover

Foetus Cover

Foal Cover

Stallion Infertility Cover

Loss of Use Cover

Colic Cover

Public Liability

Short Term Cover

Tack Cover

Horse Box Cover

Personal Accident

Mortality Cover

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Bridge Cover

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Another Industry First from Arco 360* Benefits:

*3 Month waiting period to claim
*Must be taken with Mortality Cover

Foetus Cover

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Our Foetus Cover provides protection and peace of mind for breeders and owners during the gestation period of their valuable mares. This specialised coverage offers comprehensive coverage to support breeders in their breeding programs, ensuring they are protected against unexpected risks and can continue their efforts to produce healthy and successful offspring.

With our Foetus Cover, breeders can focus on the well-being of their mares and the anticipation of welcoming new foals into the world, knowing that they have reliable insurance protection in place. Cover commences from 45 days after the last service until 30 days old.

Foal Cover

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Stallion Infertility Cover

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Loss of Use Cover

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Loss of Use is to cover you against your horse being rendered permanently incapable, according to the agreed opinion of a veterinarian representing you and a veterinarian representing the Insurers, of fulfilling the function described in your policy i.e. you need to specify one discipline e.g. jumping, dressage etc.

The condition rendering your horse incapable of fulfilling that function must be as a direct result of an injury, illness or disease sustained or contracted during the period of insurance, therefore, after the date you commenced cover.

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Pet Insurance

Equine Insurance Claims

Pet Insurance Claims

Critical Care Cover

You can claim in the event that your horse’s life is in imminent danger and intensive treatment and/or surgery is required to save your horse’s life.

The treatment or surgery of the injury or illness is required to be confirmed by the attending vet as BOTH life saving AND emergency.

The criteria to claim under Critical Cover is that the injury or illness is confirmed by the attending vet as;

Critical Care Plans

Essential

Critical Care 40

Critical Care 60

Critical Care 100

Critical Care 200

MedSure

This is more comprehensive cover for veterinary treatment in the case of unforeseen accidents and illnesses (e.g. lacerations, virus, biliary).

This is a medical insurance, it is not a medical aid like we have as humans, hence the vast difference in price.

Please note that a minimum of R20,000 mortality cover must be taken with MedSure Cover, and a Vet Certificate is required.

Please note that Mortality Cover must be taken with MedSure Cover and a Vet Certificate is required.

Additional Lameness Benefits*

This option can be added to your MedSure Cover at an additional premium.

Underwritten by GENRIC Insurance Company Limited FSP No. 43638, An Authorised Financial Services Provider and Licensed non-life insurer.

*Refer to Policy Wording for full details and explanations.

MedSure Plans

MedSure Bronze

MedSure Silver

MedSure Gold

Additional Cover Options

Mortality Cover

Bridge Cover

Foetus Cover

Foal Cover

Stallion Infertility Cover

Loss of Use Cover

Colic Cover

Public Liability

Short Term Cover

Tack Cover

Horse Box Cover

Personal Accident

Frequently Asked Questions

Equine Insurance

Get answers to common questions about protecting your horses with comprehensive insurance policies. Learn about coverage options, claim processes, and policy benefits*.

*Refer to Policy Wording for full details and explanations.