Specialised Insurance Cover for

Your Cherished Horses

Introduction

This product has been developed to provide cover for accident, illness and injury risks that pets may potentially encounter.

Pet Insurance

Accident & Emergency Cover

  • Cover for life
  • No annual limit
  • No sub-limits
  • Lowest excesses
  • No breed exclusion
  • No microchip required
  • Direct payment to vets***
  • Vet of your choice
  • Prompt claims reimbursement
  • Widest range of cover options
  • Direct on-line application
  • Multiple pet discounts
  • Annual premium discount
  • By professionals for pet lovers
pet-insurance-option-1

Benefits Schedule

Plan
Comprehensive
Medical Expenses
PLUS
Comprehensive
Medical Expenses
Only
Hospital Plan
Accident Only Plan
Type of Cover:
Accident and
Illness Medical
Expenses PLUS
Extended Covers*
Accident and
Illness Medical
Expenses
Accident and
Illness In-hospital
Medical Expenses
Only**
Accident Only
Medical Expenses
Monthly Premium Yes Yes Yes Yes
Annual Premium (11 X monthly) Yes Yes Yes Yes
Multiple Pet Discounts Yes Yes Yes Yes
Overall Annual Limit No limit No limit No limit No limit
Sub Limits No limit No limit No limit No limit
Excess 10% min. R200 10% min. R200 10% min. R200 10% min. R150
Claims waiting period illness/accident 30 days/Nil 30 days/Nil 30 days/Nil n.a./Nil
Co-payment period No No No No
Age for cover application >8 weeks <9
years
>8 weeks <9
years
>8 weeks <9
years
>8 weeks
Maximum age for cover No age limit
(lifetime)
No age limit
(lifetime)
No age limit
(lifetime)
No age limit
(lifetime)
Micro chip required No No No No
Breed exclusion No No No No
Direct payment to Vets Yes*** Yes*** Yes*** Yes***
Vet of own choice Yes Yes Yes Yes
All accident cover Yes Yes Yes Yes
Emergency treatment cover Yes Yes Yes* Yes
Consultation and pre-hospital cover Yes Yes Yes* Yes
In-hospital cover Yes Yes Yes Yes
Prompt claims settlement Yes (max 5 w.d.) Yes (max 5 w.d.) Yes (max 5 w.d.) Yes (max 5 w.d.)
Pre-existing conditions covered No No No No
Routine care covered No No No No
Application format On-line On-line On-line On-line

Rate Table

   
Comprehensive
Medical Expenses
PLUS
Comprehensive
Medical Expenses
Only
Hospital Plan
Accident Only Plan
    Monthly Premium
Number
of Cats
1 R 260,00 R 240,00 R 215,00 R 150,00
2 R 494,00 R 456,00 R 408,50 R 285,00
3 R 728,00 R 672,00 R 602,00 R 402,00
4 R 949,00 R 876,00 R 784,75 R 547,50
5 R 1 170,00 R 1 080,00 R 967,50 R 675,00
     
Number
of Dogs
1 R 325,00 R 280,00 R 250,00 R 150,00
2 R 617,50 R 532,00 R 475,00 R 285,00
3 R 910,00 R 784,00 R 700,00 R 420,00
4 R 1 186,25 R 1 022,00 R 912,50 R 547,50
5 R 1 462,50 R 1 260,00 R 1 125,00 R 675,00
    Annual Premium
Number
of Cats
1 R 2 860,00 R 2 640,00 R 2 365,00 R 1 650,00
2 R 5 434,00 R 5 016,00 R 4 493,50 R 3 135,00
3 R 8 008,00 R 7 392,00 R 6 622,00 R 4 620,00
4 R 10 439,00 R 9 636,00 R 8 632,25 R 6 022,50
5 R 12 870,00 R 11 880,00 R 10 642,50 R 7 425,00
     
Number
of Dogs
1 R 3 575,00 R 3 080,00 R 2 750,00 R 1 650,00
2 R 6 792,50 R 5 852,00 R 5 225,00 R 3 135,00
3 R 10 010,00 R 8 624,00 R 7 700,00 R 4 620,00
4 R 13 048,75 R 11 242,00 R 10 037,50 R 6 022,50
5 R 16 087,50 R 13 860,00 R 12 375,00 R 7 425,00

* Extended Covers: Alternative/complementary treatment, boarding fees, advertising and rewards, missing or stolen pet, dental cover,
death benefit/condolence benefit, prescription diet.
** Covers in-hospital expenses only plus consultation and pre-hospital expenses for conditions resulting in hospitalisation.
*** By arrangement on pre-authorised procedures.

Important Notice: This is a summary of the standard terms, conditions, exceptions, exclusions, and limitations of the policy. Please read the policy wording to ensure that the plan you want complies with your requirements. As each application is individually underwritten, other terms, conditions, exceptions, exclusions, and limitations may apply. These will be submitted to you for acceptance before the policy is issued.

National Horse Trust